📉 Why Devices Fail – And Why You Need Full Purchase Value Protection

Every device has a lifespan. But accidents don't follow timelines.

🎯 Page Purpose

This page educates visitors on the real reasons tech devices fail, using research, repair data, and real-world insights to help users understand:

Why device failure is more common than they think

What kinds of damage they're most likely to experience

How much repairs usually cost (vs. just getting reimbursed)

Why ProtectSmart is the smarter, modern alternative to waiting for a warranty to deny you

📊 Section 1: Device Risk Scorecards

Failure Rates & Risk Profiles based on independent studies, consumer repair data, and ProtectSmart claim reports

Device Failure Risk Analysis

Device Type	4-Year Failure Rate	Top Risks	Avg Repair Cost	ProtectSmart Pays
Laptops	31% High Risk	• Drops, spills • Overheating	$325–$750	Full value up to $3,499
Desktops	12% Low Risk	• Power surges • PSU/motherboard failures	$250–$600	Full value up to $3,499
Tablets	36% High Risk	• Liquid damage • Charging port failure	$275–$500	Full value up to $2,000
Game Consoles	22% Medium Risk	• HDMI port damage • Internal board failure	$175–$400	Full value up to $1,000
Headphones	43% Highest Risk	• Cable wear • Driver malfunction	$80–$200	Full value up to $500

✅ All ProtectSmart plans reimburse the original purchase value — with no depreciation.

💥 Section 2: Common Reasons Devices Fail

Understanding the real-world risks your devices face every day

💧 Accidental Spills

Accounts for 19% of all laptop claims

Coffee, soda, water damage to keyboards and internals

Tablets especially vulnerable due to family and child usage

💥 Drops and Physical Damage

Most common in student and mobile worker environments

Game consoles often dropped during relocation

Headphones sustain jack port stress from yanking or bends

🔌 Power Surges & Charging Issues

Caused by cheap chargers, faulty outlets, or lightning storms

Common with desktops, consoles, and high-powered laptops

Often causes irreversible motherboard damage

🔥 Overheating & Fan Failure

Affects consoles and laptops the most

Can result in total system shutdown

Or permanent chip damage requiring full replacement

⚙️ Internal Hardware Malfunctions

SSD or motherboard failure even without visible damage

Often denied under limited manufacturer warranties

Due to "user error" claims or wear-and-tear exclusions

⏰ Normal Wear and Tear

Keyboard keys wearing out, trackpad becoming unresponsive

Battery degradation affecting device performance

ProtectSmart covers functional failures, not cosmetic wear

💡 Key Insight

Most device failures happen due to everyday use and accidents — not manufacturing defects. Traditional warranties don't cover the real risks your devices face, but ProtectSmart does.