📉 Why Devices Fail – And Why You Need Full Purchase Value Protection

Every device has a lifespan. But accidents don't follow timelines.

Close-up of a damaged green circuit board with visible burn marks, failed components, and soldering points, indicating a potential electrical fault or malfunction

Reality: Internal components naturally wear out over time

🎯 Page Purpose

This page educates visitors on the real reasons tech devices fail, using research, repair data, and real-world insights to help users understand:

Why device failure is more common than they think

What kinds of damage they're most likely to experience

How much repairs usually cost (vs. just getting reimbursed)

Why ProtectSmart is the smarter, modern alternative to waiting for a warranty to deny you

📊 Section 1: Device Risk Scorecards

Failure Rates & Risk Profiles based on independent studies, consumer repair data, and ProtectSmart claim reports

Device Failure Risk Analysis

Device Type	4-Year Failure Rate	Top Risks	Avg Repair Cost	ProtectSmart Pays
Laptops	31% High Risk	• Internal overheating • Component degradation	$325–$750	Full value up to $3,499
Desktops	12% Low Risk	• Power surges • PSU/motherboard failures	$250–$600	Full value up to $3,499
Tablets	36% High Risk	• Internal charging circuits • Component failure from wear	$275–$500	Full value up to $2,000
Game Consoles	22% Medium Risk	• HDMI port damage • Internal board failure	$175–$400	Full value up to $1,000
Headphones	43% Highest Risk	• Cable wear • Driver malfunction	$80–$200	Full value up to $500

✅ All ProtectSmart plans reimburse the original purchase value — with no depreciation.

💥 Section 2: Common Reasons Devices Fail

Understanding the real-world risks your devices face every day

⚙️ Internal Hardware Malfunctions

Primary cause of device replacement

SSD or motherboard failure from normal wear

Often denied under limited manufacturer warranties

Due to "user error" claims or wear-and-tear exclusions

🔌 Power Surges & Charging Issues

Caused by faulty outlets or lightning storms

Common with desktops, consoles, and laptops

Often causes irreversible motherboard damage

🔥 Overheating & Fan Failure

Affects consoles and laptops the most

Can result in total system shutdown

Or permanent chip damage requiring full replacement

⏰ Normal Wear and Tear

Keyboard keys wearing out, trackpad becoming unresponsive

Battery degradation affecting device performance

ProtectSmart covers functional failures from normal use

🔧 Component Degradation

RAM and storage failure from natural aging

Network cards and ports wearing out

Components naturally deteriorate over time

⚠️ Manufacturing Defects

Defects that appear after warranty expires

Usually surface after 12-18 months of use

ProtectSmart covers these hidden defects

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💡 Key Insight

Most device failures happen due to natural wear and tear over time — not accidents or abuse. Traditional warranties don't cover the natural aging your devices face, but ProtectSmart does.