Your laptop is essential. ProtectSmart shields you from the real financial burden of internal hardware breakdowns — without covering spills, cracks, or accidents.
Your laptop is essential. But not all failures are created equal. ProtectSmart is designed to shield you from the real financial burden of internal, non-accidental hardware breakdowns — without locking you into confusing warranty systems.
Smart protection for what actually matters to your investment
Internal component damage from electrical issues beyond your control
Motherboard, CPU, memory, and internal system breakdowns
Fan failures and thermal issues not caused by user error
Clear boundaries keep costs fair and protection sustainable
Environmental exposure and user-caused liquid incidents
Accidental damage from drops, bumps, or physical force
Screen damage caused by drops or physical pressure
By focusing specifically on internal hardware failures — not accidents or misuse — ProtectSmart can offer 100% purchase value protection at sustainable prices. No confusing warranty systems, no depreciation games, no repair shops. Just straightforward protection for what matters most.
Clear, transparent coverage details with real-world examples so you know exactly what ProtectSmart protects.
Internal hardware failures only
Accidents & user-caused damage
All claims are verified by certified technicians to ensure the issue is an internal hardware failure, not accidental damage. This verification process protects both you and ProtectSmart, ensuring fair and sustainable coverage for everyone.
4-Year coverage for hardware failures only. Simple, transparent pricing based on your laptop's purchase value.
No depreciation, full reimbursement
Long-term protection plan
No hidden fees or charges
Choose your coverage tier based on laptop purchase price
| Laptop Price Range | 4-Year Coverage Cost | Monthly Equivalent | Action |
|---|---|---|---|
|
$300–$599
Entry-level laptops
|
$129.99
One-time payment
|
~$2.71
per month
|
|
|
$600–$899
Mid-range laptops
|
$199.99
One-time payment
|
~$4.17
per month
|
|
|
$900–$1,199
Professional laptops
|
$279.99
One-time payment
|
~$5.83
per month
|
|
|
$1,200–$1,699
High-end laptops
|
$349.99
One-time payment
|
~$7.29
per month
|
|
|
$1,700–$2,499
Premium laptops
|
$439.99
One-time payment
|
~$9.17
per month
|
|
|
$2,500–$3,499
Ultra-premium laptops
|
$529.99
One-time payment
|
~$11.04
per month
|
Get 100% of purchase value back, not market value
Cash payout lets you choose replacement or upgrade
Average 72-hour claim processing time
Simple, fast, and transparent claims process with no repair shop hassles.
Submit online or via app with device details
Zoom call, onsite visit, or in-store inspection
Technician verifies internal hardware failure
Get 100% of original purchase price — no depreciation
Use payout to replace, upgrade, or choose differently
You get cash, not a substitute laptop you didn't choose
Skip the weeks-long repair process entirely
Use your payout as credit toward a better laptop
See exactly how ProtectSmart works in practice
Device: $1,499 MacBook Pro (purchased 3 years ago)
Issue: Laptop fails to boot after internal component failure
Cause: Motherboard failure (not user-caused)
Damage: No spills, drops, or external damage visible
Status: COVERED
Reason: Internal hardware failure, not accidental damage
Verification: Technician confirms motherboard failure
Processing Time: 48 hours from claim to approval
Full purchase value — exactly what you paid 3 years ago
At ProtectSmart, we're focused on long-term sustainability and smart protection — not making false promises.
Impact damage and liquid exposure are preventable accidents, not hardware defects
Physical damage from user actions falls outside internal hardware protection
Unauthorized repairs or upgrades void coverage to maintain program integrity
By focusing specifically on internal hardware failures, ProtectSmart can offer 100% purchase value protection at sustainable prices. We protect what matters: your internal hardware investment.
Protect your tech from system breakdowns — not from avoidable accidents. Choose ProtectSmart's Full Purchase Value Protection today.
No depreciation games or market value tricks
Fast claims with transparent verification
Fair coverage that works for everyone