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🔐 ProtectSmart Privacy Policy

Effective Date: January 1, 2024
Last Updated: January 1, 2024

At ProtectSmart, your privacy is important to us. This Privacy Policy explains how we collect, use, protect, and share your personal information when you use our website, mobile application, and services related to Full Purchase Value Protection.

🔍 Information We Collect

We collect the following types of information when you interact with ProtectSmart:

1. Personal Information

  • Name
  • Email address
  • Phone number
  • Mailing/billing address
  • Payment details (for direct deposit or card reimbursement)

2. Device Information

  • Device type, serial number, model number
  • Purchase price and proof of purchase
  • Device brand and year of manufacture

3. Claim Information

  • Claim descriptions
  • Uploaded documents (receipts, photos, videos)
  • Appointment data (Zoom, in-person, or onsite visits)

4. Usage Data

  • IP address
  • Browser type
  • Pages visited
  • Referring websites
  • Device used to access the platform

📦 How We Use Your Information

We use your information to provide, improve, and protect our services in the following ways:

Device Registration

To register your device for protection

Quote Generation

To calculate and offer coverage quotes

Claims Processing

To process claims and reimbursements

Verification

To verify proof of purchase and claim legitimacy

Communication

To contact you regarding your claims or account

Service Improvement

To improve our services and prevent fraud

🔐 How We Protect Your Data

We employ industry-leading security measures to protect your personal information:

Bank-grade SSL encryption

All data transmission is secured with the same encryption standards used by financial institutions.

Secure payment processing

Third-party payment processors handle transactions - we do not store credit card data on our servers.

Multi-factor authentication

Enhanced security for sensitive account access and administrative functions.

Encrypted data storage

All personally identifiable information is encrypted at rest using advanced encryption standards.

Role-based access controls

Strict access permissions ensure only authorized personnel can access customer data.

📤 How We Share Information

We do not sell your personal information.

We may share limited data with trusted partners only in these specific circumstances:

Payment processors (for claim reimbursements)

Secure third-party payment services process reimbursements directly to your chosen payment method.

Third-party verification partners

Receipt validation, fraud detection, and MSRP verification services help ensure claim accuracy.

Government agencies when legally required

Only when compelled by valid legal process, court orders, or regulatory requirements.

Technicians or partners for evaluations

Authorized repair facilities, Zoom technicians, or onsite evaluators may receive device-specific information for claim assessment.

Our Commitment to Transparency

All data sharing partnerships are governed by strict confidentiality agreements. We only share the minimum information necessary to provide our services, and we never share data for marketing purposes or profit.

🌎 International Users

Important information for users outside the United States

U.S.-Based Services

Our services are primarily designed for U.S.-based customers. If you access our platform from outside the United States, you consent to the transfer of your data to the U.S.

Note: By using our services from outside the U.S., you acknowledge that your data will be processed and stored in the United States, which may have different privacy laws than your country of residence.

🧑 Your Rights and Choices

You have control over your personal information. Here are your rights:

Request a copy of your data

Get a complete export of all personal information we have on file for you.

Request corrections or updates

Update incorrect or outdated information in your account at any time.

Request deletion of your account

Permanently delete your account and data (unless a claim is pending).

Opt-out of marketing communications

Unsubscribe from promotional emails and marketing messages at any time.

Important Note

Some data retention may be required for legal compliance, pending claims, or fraud prevention. We will clearly explain any limitations when you make a data deletion request.

📞 Contact Us

Have questions about our privacy practices? We're here to help.

Privacy-Related Questions

Response within 48 hours

Mailing Address

ProtectSmart Inc.

Privacy Department

123 Technology Drive

San Francisco, CA 94102

United States

This Privacy Policy was last updated on January 1, 2024 and is effective immediately.

We will notify you of any material changes to this policy via email or website notice.