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Real Device Protection. No Insurance Gimmicks. No Phones, No Fiction.
Mechanical failure, hardware breakdown, charging issues
Focus on work devices that matter
Fast claims, zero deductibles
The ProtectSmart Employee Partnership Program offers businesses and government agencies a zero-risk, high-value coverage solution for the everyday devices employees rely on.
Mechanical failure
Hard drives, processors, fans, internal components
Hardware breakdown
Component failures, system crashes, boot issues
Charging port and battery issues
Natural degradation, charging problems
Keyboard and screen wear
Physical wear from normal usage
Unforeseen internal damage
From routine use and normal operations
❌ We do not cover phones
Any type of phone device
❌ Water damage
Spills, flooding, liquid damage
❌ Fire damage
Fire, smoke, heat damage
❌ Theft or loss
Stolen or lost devices
Simple, honest, and focused on real workplace problems.
Note: No phones. Ever. We keep it simple and honest.
Complete transparency on coverage with no hidden terms or surprises
Category | Covered? | Notes |
---|---|---|
Mechanical failure (e.g., hard drive, processor, fans) |
✅ Yes
|
Standard coverage for component failures |
Charging or battery breakdown |
✅ Yes
|
Includes natural battery degradation |
Internal board/electrical component failure |
✅ Yes
|
Due to wear or non-external damage |
Keyboard/mouse pad/port malfunction |
✅ Yes
|
Wear or factory failure |
Screen wear or hardware fatigue |
✅ Yes
|
Covered (not cracked screen) |
Cracked Screens |
✅ Premium Only
|
$25/month add-on |
Phones (any type) |
❌ No
|
Never covered |
Water, fire, theft, loss |
❌ No
|
Excluded for financial sustainability |
✔️ It's not insurance — no premiums, no claim denial tricks
✔️ It saves time for HR and IT teams dealing with failing gear
✔️ It reduces equipment replacement costs
✔️ It keeps employees operational with fast claim turnaround
✔️ It's a simple, affordable benefit with optional cracked screen coverage
✔️ For select gear with zero administrative burden
Scalable solutions for organizations of every size
10–250 Employees
Perfect for startups and growing companies
250–999 Employees
Enhanced features and reporting
1,000+ Employees
Full enterprise integration
Special Pricing Model
Specialized public sector support
Real Device Protection. No Insurance Gimmicks. No Phones, No Fiction.
Work device protection that actually works
Free to offer, profitable for your business
Keep employees working, not waiting
The ProtectSmart Employee Partnership Program offers businesses and government agencies a zero-risk, high-value coverage solution for the everyday devices employees rely on — like laptops, tablets (non-phone), monitors, work tools, and tech gear.
Hardware breakdowns, component failures
Processors, memory, internal components
Port failures, battery degradation
Normal wear from daily use
Natural wear from normal use over time
Never covered - keeps costs honest
Liquid spills, flooding, moisture
Excluded for sustainability
Stolen or lost devices
ProtectSmart focuses on what really happens on the job - natural component wear and internal degradation during normal use of physical equipment (excluding phones).
Clear, honest coverage details with no hidden surprises. We focus on what actually breaks at work.
Category | Covered? | Notes |
---|---|---|
Mechanical failure (e.g., hard drive, processor,
fans)
|
Yes | Standard coverage |
Charging or battery breakdown
|
Yes | Includes natural battery degradation |
Internal board/electrical component failure
|
Yes | Due to wear or non-external damage |
Keyboard/mouse pad/port malfunction
|
Yes | Wear or factory failure |
Screen wear or hardware fatigue
|
Yes | Covered (not cracked screen) |
Cracked Screens
|
No | Never covered - physical damage excluded |
Phones (any type)
|
No | Never covered |
Water, fire, theft, loss
|
No | Excluded for financial sustainability |
We only cover physical equipment (excluding phones) that suffers internal component wear and natural degradation during normal use. This focus keeps our pricing honest and ensures we can provide excellent service when you need it most.
Transform your employee benefits with protection that actually works when devices fail
No premiums, no claim denial tricks, no insurance bureaucracy. Just honest protection that works.
Reduces headaches for HR and IT teams dealing with failing equipment and frustrated employees.
Significantly reduces equipment replacement costs and emergency IT spending.
Fast claim turnaround keeps employees operational and productive when tech fails.
An affordable, meaningful employee benefit with optional premium features.
Add cracked screen protection for select devices with optional premium upgrade.
Choose the perfect partnership level for your organization size and needs
10–250 Employees
250–999 Employees
Optional employer offset for Premium Upgrade Plans
1,000+ Employees
Agencies & Schools
Choose your tier and start offering real device protection to your employees today
Transparent pricing with no hidden fees - employees choose what works for them
Plan | Annual Cost | Annual Cap | Cracked Screens | Deductible |
---|---|---|---|---|
ProtectBase | $29.95/year | $2,000 | ❌ Not covered | $0 |
ProtectPlus | $49.95/year | $3,500 | ❌ Not covered | $0 |
ProtectElite | $69.95/year | $5,000 | ❌ Not covered | $0 |
⚡ Cracked Screen Upgrade | +$25/month | Applies to one device | ✅ Yes | $0 |
✅ Employee laptop suddenly won't boot — motherboard failure covered
✅ Charging port no longer works — covered
✅ Internal screen flickering or ghosting — covered
✅ Device slowing down from processor failure — covered
✅ Broken screen from drop — covered ONLY with Premium Upgrade
🚫 Phone cracked or stolen — not covered
🚫 Water-damaged tablet — not covered
Rising IT costs from small repair issues
Employee frustration = reduced productivity
Unprotected gear = delays in remote work & field roles
Lost employee trust in tech support and HR benefits
Covers what breaks most often
Keeps working people working
Fast, fair, stress-free process
Screens? Covered if you want to upgrade
No hidden fees. No scams. Just support.
ProtectSmart makes protection make sense.