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Employee Benefits Program

🛡️ ProtectSmart Employee Protection Partnership

Real Device Protection. No Insurance Gimmicks. No Phones, No Fiction.

Real Workplace Issues

Mechanical failure, hardware breakdown, charging issues

No Phones Coverage

Focus on work devices that matter

48-Hour Turnaround

Fast claims, zero deductibles

🔧 What Is ProtectSmart?

The ProtectSmart Employee Partnership Program offers businesses and government agencies a zero-risk, high-value coverage solution for the everyday devices employees rely on.

Unlike insurance, ProtectSmart focuses on what really happens on the job:

Mechanical failure

Hard drives, processors, fans, internal components

Hardware breakdown

Component failures, system crashes, boot issues

Charging port and battery issues

Natural degradation, charging problems

Keyboard and screen wear

Physical wear from normal usage

Unforeseen internal damage

From routine use and normal operations

Clear Exclusions (No Hidden Terms):

❌ We do not cover phones

Any type of phone device

❌ Water damage

Spills, flooding, liquid damage

❌ Fire damage

Fire, smoke, heat damage

❌ Theft or loss

Stolen or lost devices

✅ We only cover physical equipment (excluding phones) used by employees that suffers mechanical or accidental failure during normal use.

Simple, honest, and focused on real workplace problems.

🧰 Devices We Protect

💻 Laptops
📱 Tablets
🖥️ Monitors
🔧 Work Tools
⚙️ Tech Gear

Note: No phones. Ever. We keep it simple and honest.

🧰 What's Covered — and What Isn't

Complete transparency on coverage with no hidden terms or surprises

Category Covered? Notes
Mechanical failure (e.g., hard drive, processor, fans)
✅ Yes
Standard coverage for component failures
Charging or battery breakdown
✅ Yes
Includes natural battery degradation
Internal board/electrical component failure
✅ Yes
Due to wear or non-external damage
Keyboard/mouse pad/port malfunction
✅ Yes
Wear or factory failure
Screen wear or hardware fatigue
✅ Yes
Covered (not cracked screen)
Cracked Screens
✅ Premium Only
$25/month add-on
Phones (any type)
❌ No
Never covered
Water, fire, theft, loss
❌ No
Excluded for financial sustainability

🎯 Why Businesses & Agencies Choose ProtectSmart

✔️ It's not insurance — no premiums, no claim denial tricks

✔️ It saves time for HR and IT teams dealing with failing gear

✔️ It reduces equipment replacement costs

✔️ It keeps employees operational with fast claim turnaround

✔️ It's a simple, affordable benefit with optional cracked screen coverage

✔️ For select gear with zero administrative burden

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📊 Employer Partnership Tiers

Scalable solutions for organizations of every size

🟢 Small Businesses

10–250 Employees

Free-to-offer voluntary program
Custom sign-up link + employee discount (up to 25%)
Earn $10 per enrolled employee
Great for remote teams, creative firms, retail, field sales

Perfect for startups and growing companies

🟡 Medium Businesses

250–999 Employees

Offer as voluntary or subsidized benefit
Co-branded onboarding & employee portal
Usage reporting dashboard + auto-upgrade tracking
Earn $15 per employee (voluntary model)
Optional employer offset for Premium Upgrade Plans

Enhanced features and reporting

🔵 Large Enterprises

1,000+ Employees

Fully integrated with HRIS (ADP, BambooHR, Workday)
Optional enterprise license model with tiered pricing
Bulk onboarding via QR, SSO, or email
Live dashboard + policy controls
Up to $25 earned per upgraded employee

Full enterprise integration

🏛️ Government & Public Sector

Special Pricing Model

Ideal for:

Public school districts
Federal, state, and local agencies
Public universities & unions
Field tech, clerks, case managers, educators

Benefits:

Contract-free public benefit add-on
Group pricing starts at $19.95/employee/year
Great for device protection on issued gear
Fast, no-deductible response to work disruption

Specialized public sector support

Ready to Partner with ProtectSmart?

🛡️ ProtectSmart Employee Protection Partnership

Real Device Protection. No Insurance Gimmicks. No Phones, No Fiction.

Laptops & Tablets

Work device protection that actually works

Zero Risk Setup

Free to offer, profitable for your business

48-Hour Claims

Keep employees working, not waiting

Businessman touching gears icon on network connection.

🔧 What Is ProtectSmart?

The ProtectSmart Employee Partnership Program offers businesses and government agencies a zero-risk, high-value coverage solution for the everyday devices employees rely on — like laptops, tablets (non-phone), monitors, work tools, and tech gear.

What We Focus On

Mechanical Failure

Hardware breakdowns, component failures

Hardware Breakdown

Processors, memory, internal components

Charging & Battery Issues

Port failures, battery degradation

Keyboard & Screen Wear

Normal wear from daily use

Internal Component Wear

Natural wear from normal use over time

What We Don't Cover

Phones (Any Type)

Never covered - keeps costs honest

Water Damage

Liquid spills, flooding, moisture

Fire Damage

Excluded for sustainability

Theft & Loss

Stolen or lost devices

Unlike Insurance

ProtectSmart focuses on what really happens on the job - natural component wear and internal degradation during normal use of physical equipment (excluding phones).

🧰 What's Covered — and What Isn't

Clear, honest coverage details with no hidden surprises. We focus on what actually breaks at work.

Category Covered? Notes
Mechanical failure (e.g., hard drive, processor, fans)
Yes Standard coverage
Charging or battery breakdown
Yes Includes natural battery degradation
Internal board/electrical component failure
Yes Due to wear or non-external damage
Keyboard/mouse pad/port malfunction
Yes Wear or factory failure
Screen wear or hardware fatigue
Yes Covered (not cracked screen)
Cracked Screens
No Never covered - physical damage excluded
Phones (any type)
No Never covered
Water, fire, theft, loss
No Excluded for financial sustainability

Coverage Philosophy

We only cover physical equipment (excluding phones) that suffers internal component wear and natural degradation during normal use. This focus keeps our pricing honest and ensures we can provide excellent service when you need it most.

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🎯 Why Businesses & Agencies Choose ProtectSmart

Transform your employee benefits with protection that actually works when devices fail

Not Insurance

No premiums, no claim denial tricks, no insurance bureaucracy. Just honest protection that works.

Saves Time

Reduces headaches for HR and IT teams dealing with failing equipment and frustrated employees.

Cuts Costs

Significantly reduces equipment replacement costs and emergency IT spending.

Keeps Teams Working

Fast claim turnaround keeps employees operational and productive when tech fails.

Simple Benefit

An affordable, meaningful employee benefit with optional premium features.

Optional Screen Coverage

Add cracked screen protection for select devices with optional premium upgrade.

48hrs
Average claim turnaround
$0
Deductible on all plans
100%
Focus on work devices

📊 Employer Partnership Tiers

Choose the perfect partnership level for your organization size and needs

🟢 Small Businesses

10–250 Employees

Free-to-offer voluntary program

Custom sign-up link
Employee discount (up to 25%)
Earn $10 per enrolled employee
Perfect for:
  • • Remote teams
  • • Creative firms
  • • Retail operations
  • • Field sales teams

🟡 Medium Businesses

250–999 Employees

Voluntary or subsidized benefit

Co-branded onboarding
Employee portal access
Usage reporting dashboard
Auto-upgrade tracking
Earn $15 per employee
Additional:

Optional employer offset for Premium Upgrade Plans

🔵 Large Enterprises

1,000+ Employees

Most Popular

Fully integrated solution

HRIS integration (ADP, BambooHR, Workday)
Enterprise license model
Bulk onboarding (QR, SSO, email)
Live dashboard + policy controls
Up to $25 per upgraded employee

🏛️ Government & Public

Agencies & Schools

Contract-free public benefit

Group pricing starts at $19.95/employee/year
School-issued device protection
Agency-issued gear coverage
Fast, no-deductible response
Ideal for:
  • • Public school districts
  • • Federal/state agencies
  • • Public universities
  • • Union organizations

Ready to Partner with ProtectSmart?

Choose your tier and start offering real device protection to your employees today

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💼 Plan Tiers & Pricing

Transparent pricing with no hidden fees - employees choose what works for them

Plan Annual Cost Annual Cap Cracked Screens Deductible
ProtectBase $29.95/year $2,000 ❌ Not covered $0
ProtectPlus $49.95/year $3,500 ❌ Not covered $0
ProtectElite $69.95/year $5,000 ❌ Not covered $0
⚡ Cracked Screen Upgrade +$25/month Applies to one device ✅ Yes $0

📣 Sample Scenarios

Covered Scenarios

✅ Employee laptop suddenly won't boot — motherboard failure covered

✅ Charging port no longer works — covered

✅ Internal screen flickering or ghosting — covered

✅ Device slowing down from processor failure — covered

✅ Broken screen from drop — covered ONLY with Premium Upgrade

Not Covered Scenarios

🚫 Phone cracked or stolen — not covered

🚫 Water-damaged tablet — not covered

Risks of Skipping This

Rising IT costs from small repair issues

Employee frustration = reduced productivity

Unprotected gear = delays in remote work & field roles

Lost employee trust in tech support and HR benefits

Why Your Workforce Will Thank You

Covers what breaks most often

Keeps working people working

Fast, fair, stress-free process

Screens? Covered if you want to upgrade

No hidden fees. No scams. Just support.

🎯 Protect what powers your people — and skip the insurance noise.

ProtectSmart makes protection make sense.